January 1st, 2018 brings not just a new year, but a big change to the auto insurance world in the state of Connecticut. Public Act 17-114 becomes effective January 1st, 2018 which increases the state mandated minimum liability limits from 20,000 per person, 40,000 per accident, and 10,000 for property damage to 25,000 per person, […]
Most homeowners think that they should only get flood insurance if they live next to a body of water or when flood insurance is required by a lender for a home purchase. However, everyone should consider purchasing a flood insurance policy. Generally speaking, as soon as water hits the ground, it becomes a flood damage […]
Being Covered for Ride Sharing
Did you know that if you participate in ride sharing such as Uber or Lyft you may not be covered for liability and/or physical damage losses under your current personal auto insurance? Furthermore, if your current personal auto insurance carrier finds out you ride share for Uber and/or Lyft, they might non-renew your policy. Although […]
Do I Need Flood Insurance?
With hurricane season about to hit its peak, it is important to know that 2017 will bring an above average number of storms compared to prior years. Historically, Connecticut’s peak season starts in mid-to-late August and runs through October, but people don’t realize that major storms could happen at any moment. A total of 15 […]
Preparing Your Home For Disaster with Proper Insurance
Your home is your castle and often disasters are unplanned. There are ways that you can get your home ready for disaster and can start to make sure your home is protected. The first step is to talk to your local agent and see what type of insurance is available and what type of insurance […]