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Commercial Insurance

If you own a business in Connecticut, you need commercial insurance to protect your company from loss. Many different commercial insurance policies exist, and each policy has a unique set of terms. Premiums also vary depending on the carrier and the amount of coverage the policy provides. Finding the right policy can be confusing if you try to do it on your own. Fortunately, the experienced agents here at Trager Reznitsky Insurance Group can find the best policy for your business. As an independent agency, we can provide you with the individualized attention you need, and we can help you compare quotes from multiple carriers to find the best deal.

Connecticut Commercial Auto Insurance

Commercial auto insurance covers the vehicles your company owns, leases or rents. If company cars are involved in collisions, your commercial auto insurance policy will cover the cost of damage or injuries. Some commercial auto insurance policies also cover damage or loss resulting from other events, such as weather damage or theft.

Connecticut Commercial General Liability Insurance

Commercial General Liability Insurance (CGL) is a policy that covers damage or injuries that occur because of your business operations. Most CGL policies cover property damage, physical injuries, medical payments made on behalf of injured parties and defense costs related to liability lawsuits. CGL policies may also cover liability resulting from claims of libel or slander made against your company.

Connecticut Commercial Property Insurance

Commercial property insurance covers real estate your company owns and uses for business purposes. Basic commercial property insurance policies cover your building’s basic structures, as well as any additions or outbuildings. However, these policies don’t typically cover your buildings’ contents, nor will they cover buildings that are currently under construction.

Connecticut Workers Compensation

If you have employees in the state of Connecticut, you must typically purchase workers compensation insurance. Workers compensation insurance policies cover any injuries your employees sustain while working or as a direct result of employment. If an employee sustains an injury, the policy will cover the cost of the employee’s medical treatment and lost wages.

Connecticut Business Owner Package

A Business Owner Package, or BOP, is a form of insurance that combines multiple types of coverage into a single policy. In many cases, it is more affordable to purchase a BOP than it would be to purchase individual insurance policies. Depending on your needs, BOPs may include property insurance, general liability insurance, auto insurance and more.