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Other Insurance

Depending on your situation, a basic homeowners or auto insurance policy may not be enough to sufficiently cover all of your investments. In such cases, you may need additional coverage from a more specialized policy.

Umbrella Insurance

An umbrella insurance policy is a policy that covers liability in excess of your other policies. For example, if someone wins a lawsuit against you because of a car accident and you owe more than your auto insurance policy pays, your umbrella policy will cover the difference.

Renters Insurance

If you rent an apartment, house or condominium, you need renters insurance. Although your landlord may have a property insurance policy, it will only cover your home’s external structure in most cases. Renters insurance will cover the contents of your home when damage occurs.

Flood Insurance

Although homeowners insurance policies protect against loss from most types of catastrophes, they don’t typically cover floods. If you live in an area where flooding is likely, you need flood insurance to cover your home and possessions.

Boat/Watercraft Insurance

Boat insurance policies will pay for repairs to your boat if it is damaged by a covered event, such as fire, vandalism or lightning. These policies will also protect you against liability claims of property damage or injury caused by your boat.

Motorcycle Insurance

Motorcycle insurance is similar to auto insurance, but it covers a motorcycle instead of a car. Basic motorcycle insurance policies cover damage and injuries your motorcycle causes to others, while more extensive policies cover damage to the bike itself.

RV Insurance

RV insurance policies are specialized policies designed to protect the owners of recreational vehicles. Depending on your needs, an RV policy may cover damage to your RV, damage or injuries your vehicle causes, towing costs and more.

Classic Car Insurance

A classic car insurance policy is an auto insurance policy designed specifically to cover a classic vehicle. It typically provides many of the same types of coverage as a standard auto insurance policy, as well as some additional coverages tailored to the classic car, such as provisions for parts and equipment.

Choosing a Policy

If you need a specialized insurance policy in Meriden, Connecticut, it’s always wise to shop around before you make a decision. With an independent agency like Trager Insurance Group on your side, you can be sure you are getting the best deal. Because we are an independent agency, our agents are always accessible and ready to answer your questions. With our help, you can find the policy that’s perfect for you. Contact us today to learn about your options!